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What are the special features to look out for in professional liability insurance?

Professional liability insurance is not a blanket insurance, but the insurer looks very carefully at which activities are to be insured and evaluates the risk and the insurance price accordingly. The activities are listed in the insurance policy and only these activities are then insured. So when you start a new activity, you should always check whether it is also covered under the existing insurance or whether you can include it (if necessary with a surcharge on the insurance premium). In order to make this topic as uncomplicated as possible for the majority of GEMA members, the 11 most common professional activities are automatically included in the GEMA membership in the GEMA professional liability insurance and the GEMA business policy.

 

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