A third-party liability insurance is only sensible and useful if all professional activities exercised are included in the insurance policy / certificate. The GEMA third-party liability insurance has therefore been specifically developed for the music business and includes up to 13 of the most common professional activities of music creators free of charge, for example freelance music teacher, performing musician (worldwide cover), music producer and many more. When it comes to other insurers, you must pay a supplement for any additional activity of a music creator, or, in some cases, cannot be included in the insurance policy at all.
The GEMA third-party liability insurance therefore offers a comprehensive, high-performance and cost-effective coverage and includes a personal liability insurance, free of charge (family policy including children). For further information, go to: https://www.wvs-fuer-gema-mitglieder.de/